The last thing you want to have to think about is how to prepare your business for a disaster, but the reality is, no one is immune from the unexpected. The best thing you can do is have a contingency plan. This will include a range of things you can put in place, including a […]
One of the curious things people discover when they start looking at Florida condominium insurance is that insurance seems to have a language all of its own, and each insurance provider has its own dialect. What should be straightforward often seems convoluted, but it is possible to navigate the insurance terrain. What’s the key? Read […]
Does your business involve having clientele or members of the public on your business property? If you have a retail business, it certainly will. But many other businesses also involve having people other than staff on the premises. An important component of Florida business insurance is the part that covers you for any accidents, injury […]
What happens when you find that you need to use someplace other than your regular business premises to store, stock or use equipment? Will it still be covered by the Florida business insurance policy you already have? If your business has a number of different properties and you have existing coverage that includes all of […]
Growing up you envisioned walking into work in the morning and instead of greeting your boss, you’re the one being greeted. Being a business owner is the perfect example of the free enterprise philosophy that has been a part of American culture for hundreds of years. The very idea of owning a business is a […]
Now that you’ve realized your dream of owning a home near the ocean, it’s time to start thinking about the next big step. You probably have things on your mind you deem the most important such as the mortgage, the yard, and fixing up the bathroom upstairs. However, other than worrying about bills and […]
I recently posted a blog asking for a solution to stop my 16 year old son from texting while driving. I found a neat device called “Key to Safe Driving”. The device is a small rectangular plug that is inserted into the onboard diagnostic port that’s underneath the dashboard of most cars. Once the car […]
Suspicious insurance claims from staged accidents are on the rise— and nowhere more than in New York and Florida, two states with no-fault statutes. Overall, the number of questionable claims from staged accidents increased by 46.3 percent from 2007 to 2009, according to the National Insurance Crime Bureau (NICB) Additionally, the ratio of staged accident […]
Why care if your neighbor is scheming? Insurance fraud is big business in the United States. Excluding health care fraud, insurance fraud exceeds $40 billion a year, according to FBI statistics. You pay that price in the form of higher insurance premiums, which cost the average family $400 to $700 annually.
According to the Insurance Information Institute, an estimated 25 million U.S. drivers are involved in an auto accident each year. That adds up to about one in every eight of us. An injury occurs every 16 seconds, and a fatality every 13 minutes